County
Bay County, Michigan
Use this county page to find cities, townships, and villages in Bay County. Each local page gives you property-tax context, school-district rate ranges, official-source links, nearby places, and any Porch Notes tied to that community.
County snapshot
Cities
5
Townships
14
Villages
0
School districts
7
Primary home (PRE) rates, for homes with Michigan's Principal Residence Exemption, range from 29.9121 mills to 48.8749 mills.
Other property, often called non-homestead, usually means rentals, vacation homes, and second homes. Those rates range from 47.9121 mills to 66.8749 mills.
Rate rows come from the official Michigan Treasury millage-rate reports . Last reviewed June 8, 2026.
Local pages
Places in Bay County
City
Auburn
1 school district available.
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City
Bay City
2 school districts available.
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City
Essexville
1 school district available.
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City
Midland
1 school district available.
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City
Pinconning
1 school district available.
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Township
Bangor Township
1 school district available.
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Township
Beaver Township
2 school districts available.
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Township
Frankenlust Township
2 school districts available.
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Township
Fraser Township
1 school district available.
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Township
Garfield Township
1 school district available.
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Township
Gibson Township
2 school districts available.
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Township
Hampton Township
2 school districts available.
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Township
Kawkawlin Township
2 school districts available.
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Township
Merritt Township
2 school districts available.
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Township
Monitor Township
1 school district available.
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Township
Mt Forest Township
1 school district available.
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Township
Pinconning Township
2 school districts available.
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Township
Portsmouth Township
1 school district available.
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Township
Williams Township
1 school district available.
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Porch Notes
Local notes from Bay County
Stories, practical notes, and local details tied to places in this county.
Bay County · History and culture
"Franconian joy" — a sister colony to Frankenmuth
Frankenlust Township's name and history come from a Franconian Lutheran farming colony tied to Frankenmuth's founding story.
Read this note ->Bay County · History and culture
A city of drawbridges
Bay City's Saginaw River crossings still lift for freighters and sailboats, with a mix of free and tolled bridges.
Read this note ->Bay County · Outdoors
A state park and a great marsh on the bay
Bay City State Park and Tobico Marsh make Bangor Township one of Bay County's main outdoor stops for shoreline trails and birding.
Read this note ->Bay County · History and culture
Bay City: sawmills, ships, and lumber-baron mansions
Bay City's riverfront history runs from Saginaw Valley sawmills to shipyards, the USS Edson, and Center Avenue mansions.
Read this note ->Bay County · Home and property
Contamination in the river, carried downstream
Downstream Saginaw River and Saginaw Bay buyers should know about dioxin cleanup history, fish advisories, and floodplain sediment.
Read this note ->Bay County · Home and property
Low, flat country where the river meets the bay
Bay County's low Saginaw River and Saginaw Bay setting makes flood maps and shoreline risk important for buyers.
Read this note ->Next steps
What to check next in Bay County
Start with a local page, then move into the Michigan rule or tool that matches the question in front of you.
Tool
Estimate a buyer tax bill
Use the Michigan homebuyer tax calculator when you have a price, place, and school district.
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Understand uncapping
See why a buyer's first full-year tax bill can differ from the seller's old bill.
Read the guide ->Places
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