Live in a Michigan village? You pay an extra layer of property tax

Is the place you’re buying an incorporated “village” — like Holly, Milford, Schoolcraft, Vicksburg, or dozens of others around Michigan? Then here’s something that surprises a lot of buyers. In Michigan, a village runs its own local government but stays part of the surrounding township. A city, by contrast, is fully separate. That means village residents pay village property taxes on top of their township taxes. So a home inside the village limits usually carries a higher total tax rate than a similar home just outside the village line. That holds even in the same township and school district. It’s not an error on your bill — it’s the village layer. (One thing to double-check: a few Michigan villages have become cities over the years, which changes the picture. Confirm your community’s current status.) If you’re comparing homes near a village boundary, look up the exact rate for the specific address — our calculator can help. Crossing that line can change what you owe.