Free Michigan tool
Buying a house in Michigan
Choose the place, price, and closing date. The planner puts the buyer's future property tax, cash to close, after-closing forms, and possible city income tax on one shareable result page.
Michigan home-purchase planner
Place
Loading statewide 2025 tax rates...
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The tools behind the planner
Open the part you need
Use the focused page when one number or deadline needs a closer look.
- Compare two Michigan placesPut property-tax rates, school districts, and city income tax side by side before you choose.Compare places →
- Estimate the buyer's property taxCompare the seller's current bill with the first full-year buyer estimate.Open the calculator →
- Estimate cash to closeAdjust the down payment, buyer cost cushion, property tax, and insurance assumptions.Estimate closing costs →
- Build the after-closing calendarSee Form 2766, PRE, tax-reset, and common tax-bill dates in order.Build the timeline →
- Check city income taxSee whether living or working in one of Michigan's 24 taxing cities may add a local return.Check city tax →
Sources and review
Where these numbers come from
The planner runs the same math as the property-tax, closing-cost, timeline, and city-income-tax tools, using current official rates, statutes, and agency guidance.
- Data used
- 2025 Michigan Treasury millage rates, current statutory transfer-tax rates, Michigan filing rules, and the current Treasury city-income-tax list
- Last reviewed
- July 29, 2026
- Michigan Treasury millage-rate reports for official local millage-rate reports.
- Michigan Treasury change-of-ownership guidance for Proposal A, uncapping, and ownership-transfer rules.
- State of Michigan property tax estimator for official parcel-oriented property tax estimate.
- MCL 207.504 for county transfer tax rate.
- MCL 207.525 for state transfer tax rate.
- Michigan Compiled Laws §211.27b for Property Transfer Affidavit filing and late penalties.
- Michigan Treasury PRE claim requirement for June 1 and November 1 PRE deadlines.
- MCL 211.44a for summer and winter tax bill timing.
- Michigan Treasury list of cities that impose income tax for current list of city income tax authorities.
Use this carefully: Every figure is a planning estimate. The local assessor, treasurer, lender, title company, and city tax office control parcel-specific values, fees, due dates, exemptions, and final numbers.
Rules, rates, forms, office practices, and local facts can change. For a legal, tax, insurance, safety, or filing decision, confirm the current details with the responsible office or a qualified Michigan professional.
Know when Michigan's rules change
Buying in Michigan? We send the deadline reminders that follow a closing — the transfer affidavit, PRE filing dates, and tax-bill timing.